Frozen Pipe Damage Claims

Funari Public Adjusters always works for you…..not for your insurance company.

Frozen Pipe Damage

At your home or commercial building

During the cold weather area property owners may experience freezing and bursting pipes. Funari Public Adjusters have filed insurance claims for property damage caused by frozen pipes bursting for many of our clients. Our experience points to specific areas to check on to avoid freezing pipes.

Outside your home— water supply lines for swimming pools, landscaping sprinkler systems and garden hoses bibs are vulnerable.

Inside your home— water pipes in unheated areas such as the basement, inside exterior walls or kitchen and bathroom cabinets can also freeze.

When water freezes it expands, putting pressure on the pipe and causing it to burst if the pressure is not relieved. The resulting flooding can cause extensive damage.

First Steps if you have a frozen pipe:

If it has burst, turn off the water supply to that pipe or at your main water service
Call a licensed plumber to repair the pipe
Document the damage with photos and written lists
If the pipe is frozen but not burst:
- Turn on the faucet so that it drips
- Turn off the water supply that feeds that pipe or the main water supply
- Heat the frozen pipe area with a heating pad or a hair dryer never a blow torch
- If you cannot unfreeze it, call a licensed plumber to clear the pipe

Funari Public Adjusters are experts in filing frozen and burst pipes property damage insurance claims. We can manage your entire insurance claims process or step in when you want help.

With Funari on your side you can feel secure that all claims documentation is complete, your loss estimates are accurate and substantiated and that you are professionally represented in the settlement talks with your insurer.

Funari Tips to Prevent Frozen Pipes:

Outside:
- Always drain all outside water supply lines before winter
- For the outside hose bib:
  - Turn off the inside water feed to it
  - Unscrew all outside hoses from bibs
  - Turn on the outside water supply at the bib just a little.
For Inside water supply pipes:
- Keep your day and night temperature setting the same
- Keep kitchen and bathroom cabinet doors open so heat can get to pipes
- Let a faucet drip a little for any pipes you think may freeze
- Insulate around pipes in unheated areas
- Consider relocating water pipes in unheated areas
- If you are leaving for the cold season, your plumber can winterize your pipes.