FAQs

1. What is a public adjuster and how does Funari Public Adjusters work for me?

A public adjuster is a licensed professional who represents policyholders during the insurance claims process. Unlike insurance company adjusters who work for the insurer, a public adjuster works exclusively for you, the policyholder.

At Funari Public Adjusters, we handle every step of your claim from assessing damage and reviewing your policy to negotiating directly with the insurance company. Our goal is to ensure you receive the maximum settlement you’re entitled to, without the stress of dealing with the insurer’s red tape. We act as your advocate, protecting your rights and ensuring the claim process is fair, accurate, and transparent.

2. Why should I hire Funari Public Adjusters rather than relying on my own insurance company’s adjuster?

Insurance company adjusters are employed to protect the insurer’s interests, not yours. Their job is to minimize the company’s payout wherever possible.

Funari Public Adjusters, on the other hand, represents your best interests. We bring decades of experience in property damage assessment, policy interpretation, and claim negotiation. Our team knows how to identify hidden damages, properly document losses, and challenge undervalued offers. By hiring us, you gain a professional partner who levels the playing field and helps secure the settlement you truly deserve.

3. What kinds of property damage claims does Funari Public Adjusters handle?

Funari Public Adjusters handles a wide range of residential and commercial property claims, including:

• Fire and smoke damage
• Water and flood damage
• Storm, wind, and hail damage
• Mold and roof leaks
• Burst pipes and plumbing failures
• Theft, vandalism, and business interruption claims

Whether your loss is large or small, we have the expertise to manage the process efficiently and ensure every covered damage is properly accounted for in your claim.

4. Can I hire Funari Public Adjusters even if I’ve already filed a claim or received a payout offer?

Yes, absolutely. Even if your claim has already been filed or if your insurance company has made a payout offer, you can still hire Funari Public Adjusters to review and potentially reopen or supplement your claim.

We often find that initial insurance estimates fail to cover the full extent of damage. Our team can re-evaluate the loss, identify overlooked areas, and negotiate with your insurer to obtain additional compensation. It’s never too late to ensure your claim is handled fairly and completely.

5. How does Funari document and evaluate my damage and loss for a claim?

Funari Public Adjusters takes a meticulous, evidence-based approach to documenting damage. We begin with a comprehensive on-site inspection, capturing detailed photos, videos, and measurements. We also review contractor estimates, repair invoices, and other supporting documents.

Our experts then prepare a thorough damage report and cost analysis using industry-standard estimating software. This documentation strengthens your case and provides solid evidence during negotiations with your insurance company. We make sure no detail is missed, helping you recover the full value of your loss.

6. How long does the claims process usually take when Funari is handling it?

The duration of the claims process can vary depending on the type and complexity of your loss, as well as your insurance company’s responsiveness. Generally, most claims take anywhere from a few weeks to several months to reach settlement.

At Funari Public Adjusters, we work efficiently to keep your claim moving while maintaining accuracy and thoroughness. Our proactive communication and strategic negotiation often help speed up the process and achieve faster, fairer results without unnecessary delays.