Lightning Damage Insurance Claims Adjuster

When lightning strikes, the damage to your home or business can be instant and devastating. From electrical fires and power surges to damaged electronics and structural issues, the aftermath can leave you overwhelmed and unsure where to begin. That’s where Funari Public Adjusters steps in. As your dedicated lightning damage claims adjuster, we help property owners across Pennsylvania, New Jersey, and Delaware navigate the insurance claims process with clarity and confidence.

We understand how complex and stressful it can be to file an insurance claim for lightning damage, especially when you’re dealing with insurers who may minimize or undervalue your losses. Our job is to level the playing field and make sure you get the full settlement you deserve.

What Does Lightning Damage Look Like?

Lightning can cause a surprising range of damage. Beyond the obvious scorch marks or burned-out electrical systems, some damage may be hidden or delayed in appearance. Common types of lightning-related property damage include:

• Electrical surges damaging appliances, HVAC systems, and electronics
• Fire outbreaks sparked by direct lightning strikes
• Melted wiring or blown circuits
• Damage to roof structures, shingles, and chimneys
• Compromised plumbing or foundation due to electrical current traveling through pipes or rebar
• Faulty alarm systems, security devices, or internet routers

Even a seemingly minor strike can leave behind thousands of dollars in damage. Having a skilled lightning damage claims adjuster on your side ensures every impacted item is properly documented and valued.

Why You Need a Public Adjuster for Lightning Damage Claims

After lightning hits, many property owners turn to their insurance company expecting fair treatment. Unfortunately, that’s not always what they receive. Insurance companies may:

• Claim your damage is unrelated to the lightning strike
• Undervalue the cost to repair or replace damaged items
• Deny parts of your claim due to vague policy language
• Offer a fast, lowball settlement that doesn’t fully cover your losses

At Funari Public Adjusters, we work exclusively for you, not the insurance company. Our licensed experts conduct a thorough inspection, gather evidence, consult specialists when needed, and negotiate directly with your insurer to ensure you receive maximum compensation for your insurance claim for lightning damage.

Our Process: Fast, Fair & Focused on You

When you work with Funari, we handle every step of your lightning damage insurance claim with precision and care:

• Free Consultation: We review your situation and explain your policy coverage.
• Detailed Inspection: Our team assesses all structural, electrical, and content damage.
• Evidence Collection: We gather photos, receipts, expert reports, and other proof to support your claim.
• Claim Preparation & Filing: We compile and submit a fully documented claim tailored to your policy terms.
• Negotiation & Settlement: Our experienced adjusters negotiate with your insurer to secure the settlement you’re entitled to.

Throughout the process, we keep you informed and empowered, so you’re never left wondering what’s next.

Don’t Wait, Let Us Maximize Your Lightning Damage Settlement

Time is of the essence after a lightning strike. Insurance policies often have strict deadlines for reporting damage and filing claims. Delays can jeopardize your ability to recover full compensation.

Whether you’ve just experienced lightning damage or you’re unhappy with the settlement your insurer offered, Funari Public Adjusters is ready to help. We offer:

• Free policy review and damage assessment
• No upfront fees, you don’t pay unless we recover for you
• Years of proven results for lightning and storm-related claims

Contact Funari Public Adjusters Today

Don’t try to handle a complex insurance claim for lightning damage on your own. With Funari Public Adjusters as your trusted lightning damage claims adjuster, you’ll have peace of mind knowing experienced professionals are fighting for your best outcome. Contact us today!

FAQs

1. What should I do immediately after lightning damages my home or business?

After a lightning strike, ensure everyone’s safety first. If there’s fire or visible electrical damage, call emergency services. Once the area is secure, document the damage with photos and videos, protect the property from further loss (e.g., cover holes in the roof), and contact a public adjuster before filing your claim. This ensures your lightning damage insurance claim is handled properly from the start.

2. Does homeowners insurance cover lightning damage?

Most standard homeowners and commercial property insurance policies do cover lightning strikes, including fire damage, electrical surges, and damage to appliances or electronics. However, coverage details vary, and certain components like landscaping or secondary structures may be excluded or limited. A lightning damage claims adjuster can help you understand what is covered under your specific policy.

3. What happens if my insurance company undervalues or denies my claim?

If your insurer underpays or denies your lightning damage claim, you’re not out of options. You can dispute the decision, request a reinspection, or hire a lightning damage claims adjuster to reopen the claim and advocate on your behalf. Public adjusters are experienced in negotiating with insurance companies and pursuing the full compensation you’re owed.